Privacy Policy

This Privacy Policy or “Policy” explains how WallexBank & statutory Trust  and its subsidiaries and  affiliates, including Tokash and Eurst (collectively, “WLLXG”, “Tokash”, “Eurst”, “we”, “our”, and “us”)  collect and protect Personal Information (as defined below). If you have any questions that this  Policy does not address, please contact us at investors@wallexbank.com .By creating an account on  any WLLXG site (a “WLLXG Site”) or by otherwise submitting Personal Information to us through a  WLLXG Site, you give your consent to the collection and use of your Personal Information as  explained in this Policy. This Policy is part of our Terms of Service. and all capitalized terms used but  not defined in this Policy have the meaning given to them in the Terms of Service. 

WLLXG’s Policy applies to current and former WLLXG clients and any other users of any WLLXG Site.  The term “Personal Information” refers to non-public information that personally relates to or  identifies you as an individual or entity. 

Updates and Changes to Our Privacy Policy 

Please note that, in the event of a change in policy, a revised Policy will promptly be posted to the  WLLXG Site. You agree to accept posting of a revised Policy electronically on the WLLXG Site as  actual notice to you. Any dispute over our Policy is subject to this notice. 

How and Why We Gather Information 

When you sign up to participate on a WLLXG Site, you may be asked to provide information such as  your full legal name, address and date of birth, along with other personal information that is  required to verify your identity and fulfill our legal and regulatory requirements. This information will  also be used to transact your business and communicate with you. From time to time, we may  request additional information to help us further assess your needs and preferences. 

How We Protect Your Information 

Keeping Information Safe 

We limit access to the Personal Information you provide us to those employees who need access to  that information. In keeping with industry standards and practices, we maintain appropriate  physical, electronic and procedural safeguards, and controls designed to protect your Personal  Information. 

We have invested in software, systems and procedures aimed at offering you a safe and secure  transaction environment and protect your personal, financial and historical transaction information.  While no security system is absolutely impenetrable, we plan to constantly review, refine and  upgrade our security technology as new tools become available. 

The Importance of Being Accurate 

We have security standards and procedures in place designed to prevent unauthorized access to  your Personal Information. A key part of this process helps ensure that the Personal Information we  have about you is accurate and up-to-date. If you ever discover inaccuracies in our data or if your 

Personal Information changes, we urge you to notify us immediately. We only use your Personal  Information as appropriate to provide you with quality services and to ensure security. For example,  we may use the information collected from you to verify your identity and contact information. 

An Ongoing Commitment to Your Privacy 

We are committed to protecting your privacy. If you choose to stop receiving updates and  messages from WLLXG, your Personal Information will continue to be protected by the privacy  policies and principles described in the then-current version of this Policy. 

We Limit the Sharing of Information 

To protect your privacy, we limit the sharing of your Personal Information outside of WLLXG and our  direct subsidiaries. We conduct our business with great respect for the confidential nature of the  information being provided. We will not share Personal Information about you except as outlined  below: 

To help us provide our services to you and/or to improve our services, we engage qualified and  reputable third parties to help us to carry out certain functions such as account processing, client  services and/or data collection relevant to our business. 

WLLXG may share information with our affiliates if the information is required to provide the services  you request. An affiliate is a company that we own or control, or with which there is common  ownership with us. 

WLLXG also reserves the right to disclose your personal information where required by law to  regulatory, law enforcement or other government authorities, including during routine regulatory  examinations. We may also disclose your information as necessary to credit reporting or collection  agencies, or when necessary to protect our rights or property. 

Reviewing, Changing or Correcting Information 

You are responsible for helping us to maintain the accuracy and completeness of your Personal  Information and other data. We urge you to review your information regularly to ensure that it is  correct and complete. If you would like to review your Personal Information or if you believe that any  of your Personal Information is incorrect, or if you have any questions regarding your Personal  Information, or this Privacy Policy, please contact us at investors@wallexbank.com. Third Party Sites 

If at any time you choose to purchase a product or service offered by another company, any  Personal Information you share with that company will be subject to the privacy policies of the  applicable third party companies and will not be controlled by our Privacy Policy. Other than as  described above, we are not responsible for the privacy policies or the content of third party sites  and/or services (each, a “Third Party Service”) we link to, and have no control of the use or  protection of information provided by you or collected by those Third Party Services. Whenever you  elect to hyperlink to a Third Party Service, you may be asked to provide registration or other  information. Please note that the information you are providing is going to a third-party, and you  should familiarize yourself with the privacy policy provided by that party. 

Privacy and the Internet 

The following additional information will be of interest to you if you access a WLLXG Site and/or one  of its affiliates’ products or services through one or more of our websites:

The WLLXG Sites are built upon an infrastructure with multiple layers of protection, including physical  security of our equipment to system intrusion detection capabilities. Within such our sites, we use  industry standard encryption technologies to help safeguard your information. 

Security is a cooperative effort between us and the users of the WLLXG Sites. Please remember that  your user identification and password are personal to you and should not be made available to any  other person. Also, you should discontinue their use and notify us if you have any reason to suspect  that someone else may be using them. 

“Cookies” are small text files that may be placed on your web browser when you visit our websites.  Cookies make it easier for you to navigate our website by, among other things, “remembering” your  identity so that you do not have to input your password multiple times as you navigate between our  website pages and/or access our services. Authentication (i.e., verifying that you are who you say  you are) is an essential component of site security. You can set your web browser to inform you  when cookies are set, or to prevent cookies from being set. Please note that if you decline to use  cookies, you may experience reduced functionality, slower site response times, and declining to use  our authentication-related cookies may prevent you from using our website altogether. 

Web surfing data (e.g., information regarding which of our web pages you access, the frequency of  such access, and your product and service preferences) may be collected by WLLXG, or by our  service providers. This may be accomplished by using cookies, Web beacons, page tags or similar  tools that are set when you visit our website. Web surfing data and similar information may be  shared internally within WLLXG and used: for administrative purposes; to assess the usage, value  and performance of our online products and services; to improve your experience with our websites;  and as otherwise permitted by applicable law or regulation. If you are a WLLXG client, this  information helps us suggest products or service offerings that may be of interest to you. This  information may be processed by us for the purposes described above, or on our behalf by Third  Party Services, solely in accordance with our instructions. 

WLLXG Sites may include social media features (“Features”), such as the Facebook Like button and  widgets, such as the “Share This” button or interactive mini-programs that run on this Site  (“Widgets”). These Features and Widgets may collect your IP address, which page you are visiting on  a WLLXG Site, and may set a cookie to enable the Feature or Widget to function properly. Social  media Features and Widgets are either hosted by a third party or hosted directly on a WLLXG Site.  Your interactions with these Features and Widgets are governed by the privacy policy of the  company providing it. 

CalOPPA Disclosures 

Do Not Track Signals 

We do not currently respond to web browsers’ “Do Not Track” signals that provide a method to opt  out of the collection information about visitors’ activities on the WLLXG Sites, and across other  websites. If we do so in the future, we will provide all relevant information in this Privacy Policy. 

Third Party Data Collection 

We may authorize certain third parties, including, without limitation, Google Analytics, Chartbeat and  Mixpanel, to track usage and collect information about users and their activities on the WLLXG Sites. 

Contact Us 

Email: investors@wallexbank.com